Mortgage and Refinancing Solutions

Members pay no underwriting fees! Apply online or with a Mortgage Consultant.

Mortgages for Homes and Investment Properties

We offer many mortgage solutions for properties across the United States and we make the process easy to navigate. Apply online or speak with a knowledgeable Tech CU mortgage consultant.

Traditional Mortgages

Refinance Mortgage Loans

Refinancing may save you money with payments at a lower rate. We offer a free Mortgage Check-Up. Contact a Tech CU Mortgage Consultant.

Fixed Rate Mortgages

Enjoy the same rate and payment amount throughout the mortgage term. We offer 10, 15, 20, and 30-yr terms.

Adjustable-Rate Mortgage (ARM)

We’re running a special on ARMs! Contact a Mortgage Consultant to learn more.
An ARM is a 30-year mortgage in which your rate and payment amount remain fixed at the beginning of the loan. After the initial period, the rate can adjust. We offer ARMs on loan amounts up to $8 Million.

Jumbo Mortgage

We offer Jumbo Mortgages on loan amounts up to $8 Million for adjustable rate mortgages and up to $3 million for fixed-rate mortgages.

Accelerator Mortgage

Looking to pay off your home mortgage in 10 years and have a balance of $400k or less? We provide financing so you can own your home in 10 years or less.

Apply Now

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Mortgage Consultants

Speak and apply with a knowledgeable Tech CU Mortgage Consultant.

Make an Appointment

Benefits of a Tech CU Mortgage

No lender fees!*
Quick pre-approval
Concierge underwriting
No pre-payment penalty
Competitive rates
5-Star Rated credit union by Bauer Financial

Buyer Resources

“Tech CU has always met my needs. I’ve done all my banking through them, most recently my mortgage, and they were very helpful and made it happen in our timeline!”
- Sayali K., Member Survey

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Specialty Mortgages

Self-Employed Mortgage Loans

We offer simplified qualification for self-employed borrowers, featuring non-traditional qualification options like business and personal bank deposits instead of tax returns.

FHA Loans

Great for first-time buyers who want a low down payment mortgage! Buy a home with only 3.5% down plus flexible credit requirements.

Investment Property Mortgages

Ideal for investment and rental properties, with qualification based on rental income. Get financing designed to maximize return and cash flow with flexible payment options and interest-only payment programs.

VA Home Mortgages

Benefit from a 0% down payment and competitive interest rates. VA mortgages are exclusively for veterans, active-duty service members, and qualifying spouses.

40-Year Mortgage Options

Enjoy lower monthly payments and increased cash-flow flexibility. Talk to us about longer amortization terms and interest-only payment options.

Speak to a Mortgage Consultant

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Competitive Rates And Competent Mortgage Consultants

At Tech CU, we offer more than mortgage loans. We offer expert guidance from our team of competent, knowledgeable mortgage consultants.

Breadth of mortgage solutions for any size home purchase.
Competent mortgage consultants available by appointment to help you.
Competitive rates, often better than banks.

Meet with a Mortgage Consultant

Home Equity Loans and Lines

Dreaming of a new kitchen? Need an extension for Mom or Dad? The equity in your home may be used for many reasons. Tech CU offers both home equity loans and home equity lines of credit (HELOC) for your financial needs.

Available in California and Idaho only.

Learn more!

CA ID