Tech CU Credit Card is the Smarter Way to Pay
Get 0% Intro APR* on Purchases for 12 months
+ Unlimited Cashback Rewards
(11.40%-24.40% thereafter)
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Get more flexibility and value from the purchases you’re planning with the Tech CU Visa Signature Card
Enjoy 0% Intro APR* on Purchases for 12 months, earn unlimited rewards and cashback, and pay no annual or foreign transaction fees.
*0% introductory Annual Percentage Rate (APR) on purchases for 12 months from new Visa Classic® and Visa Signature® credit card account opening. Thereafter, a variable APR of 11.40%–22.40% for Visa Classic® and 13.40%–24.40% for Visa Signature® will apply based on creditworthiness. Promotion may be modified or discontinued at any time. For more information, review the Important Credit Card Disclosures upon application.
Choose the Credit Card That's Right for You
Choose the card that best fits your goals. Every Tech CU credit card includes security features, digital card management, and flexible payment options.
Visa Signature®
Best for rewards and travel perks
Visa Classic®
Best for lower interest rates
San Jose Sharks™ Card Benefits
Love the Sharks? Choose the co-branded Sharks Visa card to unlock exclusive ticket discounts and early entry to SAP Center and Tech CU Arena on game days.
Credit Card Benefits
All Tech CU Visa® Credit Cards include chip-enabled security, Card Manager app access, automatic payment options, and FICO Falcon® Fraud Monitoring.
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Visa Signature® |
Visa Classic® |
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Card Benefits |
Visa Signature® Earn 1.25 Rewards Points for every $1 spent on purchases, redeemable for travel, cash, merchandise and more! |
Visa Classic® Our lowest available interest rate among all Tech CU credit cards. |
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Additional Visa Benefits |
Visa Signature®
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Visa Classic® Additional Visa benefits not offered on this card. |
Looking to build or rebuild credit? A Visa Classic® Share Secured Credit Card is also available. Contact Us for details.
Rates & Fees
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Annual Percentage Rate (APR) for Purchases and Balance Transfers and Cash Advances
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Visa Signature
13.40% - 24.40%
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Visa Classic
11.40% - 22.40%
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Visa Classic (Share Secured)
22.40%
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Annual Fee
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Visa Signature
$0
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Visa Classic
$0
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Visa Classic (Share Secured)
$0
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Foreign Transaction Fee
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Visa Signature
$0
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Visa Classic
$0
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Visa Classic (Share Secured)
$0
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Cash Advance Fee/Balance Transfer Fee
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Visa Signature
3% of advance amount ($10 minimum)
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Visa Classic
3% of advance amount ($10 minimum)
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Visa Classic (Share Secured)
3% of advance amount ($10 minimum)
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Effective Date
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Visa Signature
08/01/2026
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Visa Classic
08/01/2026
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Visa Classic (Share Secured)
08/01/2026
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Ready to Apply?
Choose the Tech CU credit card that fits your goals and apply online in just a few minutes.
